Helping you to protect what is important to you
Protection policies are available to protect you from financial stress should the unexpected happen. This is true whether you consider the losses from your home should you experience a theft or fire. Maybe the loss of a loved one and the financial burden this can bring. How would you pay the bills if you were sick or accidentally injured and couldn’t work? When the unexpected happens, we know that what matters is peace of mind from a policy you can trust.
There is a wide range of options for you to choose from that can be tailored to your needs. The insurance can provide you with a cash lump sum or cover monthly ongoing expenses. Such as a mortgage, rent or household bills if you were to fall ill or pass away. Protection ensures that you and your family can continue to maintain your current lifestyles should the worst happen. It is heart-breaking enough to lose someone, it would be even more difficult if you were also to lose your home.
Unlike using a comparison website which only asks basic questions and contains a select number of providers; our experienced Protection Advisers will search every provider in the marketplace to provide you with accurate quotations based on your individual budget and needs. Should the worst happen it’s essential that you have the right cover in place.
Buildings and Contents
Having adequate building & contents insurance in place, ensures your home and belongings are protected from unfortunate events. Such as theft, fire or a natural disaster like flooding. Buildings and contents insurance can be purchased separately or together depending on your requirements.
We all know that homes are more than just bricks and mortar and everyone’s individual needs are different. Doris & Vi’s Protection Advisers can help you to purchase a policy, tailored to your personal requirements. There are many factors which shape the price of cover, such as whether it will include accidental damage or home emergency cover. The team will provide you with a free consultation, guiding you through the different options to ensure you receive the best cover which suits your budget and needs. Please note, there are no fees payable when you receive an insurance quotation, however we may receive commission from the insurer.
Life Insurance
Life insurance ensures that you can enjoy your life to the fullest with the peace of mind that your loved ones are protected should the worst happen. There are lots of different types of life insurance policies to choose from and they all work in different ways. For example, cover for individuals or couples, cover which will pay off the outstanding balance on your mortgage and cover which provides a cash lump-sum.
Unlike using a comparison website which only asks basic questions and contains a select number of providers; our experienced Protection Advisers will discuss your needs and search every provider in the marketplace. This means that you can be sure that you have the right cover in place to contribute towards expenses like your mortgage, personal debts and main outgoings etc.
Worried about cost? Please be assured, insurance does not have to be expensive or complicated. We will provide guidance throughout the process on all of the different options available and tailor the cover to suit individual budget and needs. Please note, there are no fees payable when you receive an insurance quotation, however we may receive commission from the insurer.
Income Protection Insurance
If at any point in your life you are unable to work due an to accident, sickness or unemployment; then Income Protection Insurance can help you to maintain your lifestyle. The cover can help to contribute towards things like your mortgage, loans or bills through either a tax-free lump sum or monthly payment of up to 70% of your gross salary. This enables you to remain focused on getting yourself back on track.
Unlike using a comparison website which only asks basic questions and contains a select number of providers; our experienced Protection Advisers will search every provider in the marketplace to provide you with accurate quotations based on your individual budget and circumstances.
Furthermore, you will no doubt have lots of questions regarding which type of cover would suit your needs. Such as, if it would impact any sick pay you could be entitled to and how much it will cost. The best thing you can do is speak to one of our Protection Advisers who can talk you through the different options and your requirements. Valuable protection does not have to be expensive or complicated. It just needs to be in place to protect you and the people you love. Please note, there are no fees payable when you receive an insurance quotation, however we may receive commission from the insurer.
Critical Illness Insurance
Critical illness Insurance will pay you a tax-free lump sum if you are diagnosed with one of a list of serious illnesses. The money you receive can be used to pay off your mortgage, cover household bills or for any other legal purpose.
Unlike using a comparison website which only asks basic questions and contains a select number of providers. Our experienced Protection Advisers will search every product in the marketplace. Furthermore, the initial consultation we provide is free of charge and the quotes you will receive are based on your individual budget and needs. This ensures you have the right cover in place, at the best available price.
Unfortunately, none of us know when a serious illness may strike. The only thing we can do is make sure that we protect ourselves and our family.
Call us for a free no-obligation quote on 01325 605006 or use our contact page to arrange a call back. Our offices are open Monday to Saturday from 08:00 – 20:00. If you are not available to speak to during these times, then please advise us of this in the “Comments” section of the Call Back form and we will aim to contact you at a time convenient for you.