Are you looking for Adverse Credit Mortgages in Darlington, or anywhere else in the UK for that matter? Mortgages can be a bit of a minefield, especially submitting an application to a lender direct. You may find a lender records a footprint on your credit file when you apply for finance. If you have poor credit and do not know whether the lender has an appetite to lend money to you based on your credit score; you may find the whole process very stressful. Finding the right mortgage when you have a poor credit record can be difficult. Doris & Vi have access to lender’s specific criterion, which reduces the risk of an application being declined. This not only saves time, but reduces the stress of the situation meaning you have more time and more energy to do the things that are important to you.
Internet searches for; ‘how can I get a mortgage with bad credit’ often don’t produce any helpful or specific information. Results are often littered with best buy tables for grade A credit scores displaying mortgages that you possibly won’t qualify for and other products that may not apply to you. Not to mention the sites selling PPI claim help, and loads of other spam.
At Doris & Vi, we want to make it clear that having a poor credit score does not mean that you cannot get a mortgage. We work to your budget, research the market considering your credit history, in order to get you the best possible mortgage for your needs. We will ensure that your mortgage repayment does not leave you financially stretched and advise on protection products should the unexpected occur. Doris & Vi are specialists in Adverse Credit Mortgages. We will help you through this rocky road and only firm land where you can repair your credit file and get amongst the lowest rates the market has ever seen. Call today on 01325 605006 to discuss your circumstances with a professional, adverse credit mortgage specialist.
Since the financial crisis, a lot of consumers experienced a difficult time with their finances. Whether this was because of the loss of a job, reduced hours or even marital separation. A lot of excellent lenders understand this and have now entered the adverse market with some fantastic rates. So do not think that getting a mortgage is beyond your reach. It is very likely we can find a suitable mortgage for you.
Rates can be slightly higher than mainstream lenders due to the perceived higher risk of an adverse client. But rates as low as 2.7% are available! We do not charge adverse clients more than any other client for our services.
What credit issues are acceptable for mortgages?
We have arranged mortgages for people with poor credit in the following situations:
No credit history
Low credit score
Missed mortgage payments
Debt management Schemes
And mortgage customers with multiple credit problems
How can Doris & Vi help you?
Doris & Vi can offer you a face to face meeting with a fully qualified mortgage adviser in the North of England. We pride ourselves as adverse mortgage specialists. We can also provide a distance based service to the rest of the UK via telephone and even video conferencing via skype. If you live in Darlington and the surrounding areas, get in touch today to arrange a consultation with your local Mortgage Brokerage. We are taking appointments today for Darlington, Northallerton, Richmond, Thirsk, Stockton-On-Tees, Durham, Newcastle, Hartlepool, York and Leeds. We also cover all of the surrounding villages of the above towns. If your area is not listed above, do contact us so we can ensure we reach your area in a timely manner.
Doris & Vi can utilise their access to the whole of the mortgage market to ensure all applicants receive the best rate possible depending on their circumstances,with latest applicants being offered market leading interest rates alongside a wide range of exclusive deals that aren’t available on the high street. What some brokers will not do, particularly those who do not charge an arrangement fee, is recommend a product that is only available by going direct to the lender. Doris & Vi will gladly recommend such a product if this is the most competitive product that meets your needs. A fee of £150 is charged for this service, however you would need to approach the lender direct to apply for the mortgage rate after your consultation.
Adverse Credit Mortgage Specialists
We are able to help those with a perfect, or less than perfect credit history including people with mortgage arrears, CCJ’s, defaults and even IVA’s and bankruptcies. We will help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice.